Getting Ahead
4th Quarter 2021


In this issue:

How Lenders Can Accelerate Access to Credit for Marginalized Communities

Remote Work Scenarios Present New Challenges for Employers and HR Professionals

Easy Winter Prep Checklist for your Home

5 Ways That Inflation Can Affect the Stocks in your Retirement Portfolio

How Lenders Can Accelerate Access to Credit for Marginalized Communities

Homeownership is one of the best ways for consumers to build wealth. Having equity increases net worth, allowing people to build long-term wealth that can be passed down through generations. Unfortunately, the path to homeownership isn’t always readily accessible to everyone.

For those in marginalized communities, it can be much more challenging to achieve the American dream of homeownership. That’s why many in the mortgage industry are actively working to level the playing field.

By using lending technologies like The Work Number from Equifax, the industry can help forge a pathway for greater populations to build generational wealth through homeownership. By leveraging technologies providing seamless access to a greater scope of trusted and secure information, lenders can help ensure that the journey to homeownership is a path on which everyone can walk, no matter the circumstances.

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Remote Work Scenarios Present New Challenges for Employers and HR Professionals
HackerMany careers no longer require punching a time clock, leading to a significant rise in employees working from home. But the benefits of telework also bring new challenges for employers and human resources professionals.

This resource center can help employers facilitate flexible work arrangements while navigating a sophisticated array of technologies and remote work policies to meet their needs for secure, productive ways to get work done.

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Easy Winter Prep Checklist for your Home

Winterizing your home is no fun when it's already freezing cold out, so fall is the time to get winterized in preparation for the season. Proper winterization involves a systematic review of your home's HVAC equipment as well as the critical structural and mechanical systems. Take care of these elements before winter, so you can enjoy the snow in cozy comfort.

Here are four key areas of your home that you should focus on when winterizing.

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5 Ways That Inflation Can Affect the Stocks in your Retirement Portfolio
WorkersAfter this linked article was published, several people asked how inflation could hurt stocks. After all, the argument goes, inflation is nothing more than too much money chasing too few goods and services. Why wouldn't inflation be good for the stock market as all that extra money has to go somewhere – including into the stocks of companies bringing in more revenue due to inflated prices?

In the short term, that might be true, but as people and businesses are forced to adjust to the higher and rising prices that inflation brings, the longer term reality can get downright ugly. Read on to learn about five ways that inflation can hurt stocks.

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