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bite of reality®
Credit unions nationwide are working hard to bring financial education to their communities!
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Fun, Safe, and Interactive
Bite of Reality

Bite of Reality is a hands-on app-based simulation that appeals to teens while giving them a taste of real-world financial realities. Teens are given a fictional occupation, salary, credit score, spouse and a child, student loan debt, credit card debt, and medical insurance payments. The teens then walk around to various table-top stations to “purchase” housing, transportation, food, clothing, and other needs. Fortunately, the game also includes a “credit union” to help with their financial needs.
This interactive activity will teach teens how to make financial decisions and give them a better understanding of the challenges of living on a budget. Teens will have to deal with a pushy “car salesperson” and a commission-based “realtor,” and weigh their wants versus their needs. There’s even a “Fickle Finger of Fate” that will give the students unexpected “expenses” or “windfalls”—just like in real life.
13
Events Held in 2024
15%
Improvement in Financial Confidence and Behavior
1,964
Students Reached in 2024
what is bite of reality?
What are the Benefits of Bite of Reality?
  • Teaches basic money management in a safe, fun setting
  • Simulates everyday financial challenges and situations
  • Introduces the next generation to the benefits of credit unions
  • Helps you build relationships with schools, educators, and parents in your communities
  • Free to the students
volunteer training video
How can my chapter or credit union participate?
Contact the Southeastern Credit Union Foundation, which will supply:
  • Access to the Bite of Reality2 app
  • Training materials for volunteers
What does my chapter or credit union need to put on a Bite of Reality event?
  • 10 volunteer adults to play the role of various merchants (per 75 students)
  • 1 hour of on-site preparation on the day of the event
  • 1.5 hours for simulation and debrief
  • 50+ teens (target is grades 8–12)
  • A facilitator
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