Financial capability Programs

Interactive Workshops and Competitions

If your credit union intends to participate in any of the following of the workshops or competitions below, please click here to sign-up to recieve additional materials and information.

Financial Education in a Virtual World

Is your credit union looking for ways to connect with students during this time of uncertainty? Schools may not be open to visitors, learning may not be done in the traditional way, but credit unions are adapting and are still able to support students through financial education in a time when it is needed more than ever. Join the Southeastern Credit Union Foundation as we provide complimentary expert training to enable your credit union to facilitate virtual reality fairs, financial fitness competitions and offer suggestions to utilize the Biz Kids program in a virtual setting.

Movie ReelFinancial Education in a Virtual World

Reality Fairs

The Mad City Money Simulation transforms the classroom into a fun, interactive city where teens adopt new identities that include instant families, careers and other financial responsibilities. Mad City Money, filled with mock merchants, includes a pushy car salesperson and a commission-based Realtor, who give teens a true taste of the real world. In this fun, comfortable environment, teens learn how to:

Identify Wants vs. Needs
Budget Household Income
Track Income and Expenses
Establish a Savings Plan

Suggested grade level: Middle school to college (adaptations can be made for younger groups or special education students).

To purchase your own Mad City Money kit through CUNA, click HERE.

The Southeastern Credit Union Foundation is also excited to be able to provide a VIRTUAL reality fair option through 2021 at no cost to your credit union. If your credit union is interested in hosting the virtual version of “Bite of Reality” reality fair, contact

Click the training video below to view our pilot session of the virtual reality fair. You are welcome to use this as a training tool for your credit union to facilitate the fairs. You will simply need to request a code from for each event at least one week in advance.

Movie Reel Virtual Reality Fair Sample Session

Measuring impact is an important part of any financial education program. To assist the Southeastern Credit Union Foundation in measuring impact of this program, please have students complete the survey below BEFORE and AFTER participating in the reality fair. We suggest sending the survey link directly to the teacher to have them filled out online and include the survey link again in your follow-up email after the activity.

Pre-Reality Fair Student Survey

Post-Reality Fair Student Survey

Check out the training videos for more information.

10 Under Ten Logo

Financial Fitness Tournament

What is a Financial Fitness Tournament?

The Financial Fitness Tournament is a way to engage teens and young adults and promote financial education through an interactive on-line trivia-style game. Credit unions can take the lead on teaching the material and facilitating the competition or simply provide the materials to teachers for use in the classroom. Make Financial Football a part of the classroom curriculum with integral, engaging lesson modules. Each module is structured as a comprehensive teaching tool for easy integration into classroom curriculum or a fun after school program. Students learn key concepts about saving and spending, budgeting and the wise use of credit in preparation for gameplay. The modules are available for three age levels — Rookie (11-14), Pro (14-18) and Hall of Fame (18+).

Interested in holding your own Financial Fitness Tournament? Although the Southeastern Credit Union Foundation will not be holding a Championship tournament in 2021, we are providing all the tools your credit union needs to hold a tournament of your own!

What are the benefits?

    It's an easy and fun way to connect with local schools and/or youth organizations.
    Students stay engaged and learn about money without even realizing it.
    Financial education is a priority that many community partners will jump on board with.
    The competition raises awareness of your credit union and attracts new young members (and their families).

Click on the links below for tools to help with facilitating a Financial Fitness Tournament:

Previous Participants and more about the Financial Fitness Tournament.

Editable Financial Fitness Tournament flyer for your credit union to use to promote your event.

Suggested Financial Fitness Tournament guidelines and scoring.

Study Modules and Instructor Materials: (Suggested materials come from Visa's Financial Football Game)

Rookie Level (Suggested for Middle School)

Student Modules

Instructor Guide

Pro Level (Suggested for High School)

Student Modules

Instructor Guide

Hall of Fame Level (Suggested for College or Adults)

Student Modules

Instructor Guide

Biz Kid$

The Show
Biz Kid$ is a national financial literacy initiative based on the Emmy Award-winning public television series where kids teach kids about money and business. The series consists of 65 episodes, each of which reaches more than one million viewers around the world. Using a clever blend of entertainment and education, each episode shows kids how to make and manage money by introducing concepts of financial literacy and entrepreneurship. To keep young viewers engaged, the series includes a fast-paced mix of direct education delivered by young actors, sketch comedies, animation, and stories featuring real-life young entrepreneurs.

The Educational Resource
The show is complemented by a resource-rich website, free lesson plans for teachers, outreach activities, and a monthly email newsletter. To assist credit unions in using Biz Kid$ to connect with students, the Southeastern Credit Union Foundation created a “Biz Kid$ Showcase” competition where students (recommended for ages 10-18) can put their creative minds to the test by coming up with and developing their own business ideas!

The Biz Kid$ Showcase

Biz Kid$ Showcase Competitions are a unique way for students to put their ideas into action. The Biz Kid$ Showcase will attract and engage young members (and families) and allow students to continue to be creative in our current virtual world.
Beginning at the state level, students, ages 12 – 18 years old, will complete three learning modules, each focused on a different aspect of business planning. Each learning module consists of a brief webinar and two Biz Kid$ episodes. After completing each module, students will work, either as individuals or teams, to answer the call to action. Points are received for each learning module completed. Upon coming up with their business idea, students will then submit a business plan and an entry into the virtual Biz Kid$ Showcase. Students have the choice of creating a website, a short commercial video or a display to showcase their new business idea. Entries will be judged by a panel of credit union experts from each state (think Shark Tank style…but virtual…and a little kinder)! The top three submissions from each state will be awarded a cash prize and move on to the national judging for a chance at another cash prize!  

The Southeastern Credit Union Foundation is excited to bring this program to you at no cost to your credit union. We provide the toolkit to easily roll it out, we provide the materials and webinars (all on-line in one convenient place) and we do the tracking of the points! We even provide the prizes at the state level and the National Credit Union Foundation provides prizes at the national level! Your credit union’s only commitment is to spread the word of the competition to the communities you serve! It’s an easy and fun way to stay connected, get connected and provide financial education to schools, youth agencies, homeschool groups or any other youth you may have a connection with.

Registration for the Biz Kid$ Showcase is open now through April 26, 2021 with all work to be completed by April 30, 2021.

Students (ages 12-18) can register to be a part of the Biz Kid$ Showcase HERE.

Credit unions and educators, click HERE to access ideas to spread the word about the Biz Kid$ Showcase!


Hear from 2020 Biz Kid$ Champion, Jada W from Birmingham Alabama!

Biz Kids 2020

Virtual Biz Kid$ competition sample.

Suggested age: 12-18

To learn more about Biz Kid$ email
Reporting Financial Presentations

Credit unions facilitating financial workshops (virtual or in-person) should report their presentations to the National Youth Involvement Board throughout each school year.

Formed in 1971, the National Youth Involvement Board (NYIB) is a resource for credit unions and credit union professionals to learn about and share information on youth saving and marketing programs, discover financial education resources, showcase individual accomplishments, and collaborate with peers.

Check out for information on their annual conference.

Financial stats for Florida, Alabama and Georgia (as reported through the NYIB):

State # of K-College Presentations U.S. State Ranking for Presentations Total # of Students Reached U.S. State Ranking for Students Reached
2019-2020 Florida NYIB did not track
2018-2019 Florida 934 7 51,509 5
2017-2018 Florida 574 11 31,327 8
2019-2020 Alabama NYIB did not track
2018-2019 Alabama 112 18 19,348 12
2017-2018 Alabama 76 22 2,382 26
2019-2020 Georgia NYIB did not track
2018-2019 Georgia 24 27 1,110 28

Reporting of your presentations may be done HERE. This collection of information is important, as it can be used to show state and national legislators the difference credit unions make in our communities. Individual reporting efforts combine to create a great body of evidence for telling the credit union story and for showing our impact, both locally and across the nation.

Thank you to our NYIB State Voting Delegates and Southeast Regional Coordinator, serving as volunteers to help lead this organization (feel free to contact them for assistance with reporting or questions regarding the NYIB):

Nathan Lombard
NYIB Southeast Regional Coordinator
Nathan Lombard, Redstone FCU
Learn more about Nathan

Jacquie Johnson
NYIB Alabama State Voting Delegate
Jacquie Johnson, Alabama One CU
Learn more about Jacquie

Michael Rathjen
NYIB Florida State Voting Delegate
Michael Rathjen, VyStar CU
Learn more about Michael

Aaron Chestnut
NYIB Georgia State Voting Delegate
Aaron Chestnut, Georgia United CU
Learn more about Aaron

Books Make Cent$

Looking for an interactive way to introduce elementary level students to credit unions and basic financial concepts while building relationships with schools and community partners? Check out Books Make Cent$!

Suggested grade level: Elementary

Download a suggested lesson plan by clicking on a book below.

The Berenstain Bear's Trouble With Money Curious George Saves His Pennies
Pigs Will Be Pigs Alexander Who Used to be Rich Last Sunday
One Cent Two Cents Old Cent New Cent Joe the monkey learns to spend smart
Joe the Monkey Saves for a Goal Joe the Monkey Learns to Share
How Much Is That Doggie In the Window Tia Isa Wants a Car
Training Library


The Southeastern Credit Union Foundation offers a way to engage students of all ages. It’s similar to the familiar classic, BINGO, but with a twist. Download the directions HERE. Use the “Bling-oo” format as a review or as an interactive way for participants to follow along during a workshop. Terms can be changed to suit any topic.


10 Under Ten

Movie Reel Reality Fairs: The Basics

Movie Reel Reality Fairs: Getting Ready for Game Day

Movie Reel Reality Fairs: Volunteer Training

Teen/Young Adult Curriculum and Presentations

Money Management: Cash Flow, SMART Goals, Decision Making, Creating a Spending Plan & Maintaining a Positive Cash Flow

Customizable Power Point

Student Workbook: Money Management

Student Assessment: Money Management

Borrowing: Using Credit, Credit Costs, Credit Rating, Borrowing Rights & Identity Fraud

Customizable Power Point

Student Workbook: Borrowing

Student Assessment: Borrowing

Earning Power: Invest in Yourself, Job Benefits and Options, Pay and Taxes, Lifestyle & Plan for Change

Customizable Power Point

Student Workbook: Earning Power

Student Assessment: Earning Power

Investing: Putting Savings to Work, How Investing Works, Choosing Investments & Investing Strategy

Customizable Power Point

Student Workbook: Investing

Student Assessment: Investing

Movie ReelMore Coming Soon

Cash Hash Archive

Movie ReelApril 2020 - Savings & Checking Basics

Movie ReelMarch 2020 - Needs vs Wants During the Pandemic

Movie ReelFebruary 2020 - Payment Methods

Movie ReelOctober 2019 - Holiday Spending Tips

Movie ReelSeptember 2019 - Saving Early for Retirement

Movie ReelAugust 2019 - Back to School Savings Tips

Movie ReelJune 2019 - Entrepreneurship

Movie ReelApril 2019 - Fiscal & Physical Health Connection

Spanish Resources
Biz Kids - Spanish
Next Gen Personal Finance - Spanish (sign up for a free teacher account and then choose the Spanish course option)
Money Smart - Spanish This is FDIC's Money Smart program and it is in Spanish! They even have webinars coming up on how to present the material (train the trainer) and everything is free...excellent quality for high school and adults.
Smart About Money - Spanish Articles
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