bite of reality®
Credit unions nationwide are working hard to bring financial education to their communities!
intro image
Fun, Safe, and Interactive
Bite of Reality

Bite of Reality is a hands-on app-based simulation that appeals to teens while giving them a taste of real-world financial realities. Teens are given a fictional occupation, salary, credit score, spouse and a child, student loan debt, credit card debt, and medical insurance payments. The teens then walk around to various table-top stations to “purchase” housing, transportation, food, clothing, and other needs. Fortunately, the game also includes a “credit union” to help with their financial needs.
This interactive activity will teach teens how to make financial decisions and give them a better understanding of the challenges of living on a budget. Teens will have to deal with a pushy “car salesperson” and a commission-based “realtor,” and weigh their wants versus their needs. There’s even a “Fickle Finger of Fate” that will give the students unexpected “expenses” or “windfalls”—just like in real life.
Events held in July
students reached in July
students reached in 2023
what is bite of reality?
What are the Benefits of Bite of Reality?
  • Teaches basic money management in a safe, fun setting
  • Simulates everyday financial challenges and situations
  • Introduces the next generation to the benefits of credit unions
  • Helps you build relationships with schools, educators, and parents in your communities
  • Free to the students
volunteer training video
How can my chapter or credit union participate?
Contact the Southeastern Credit Union Foundation, which will supply:
  • Access to the Bite of Reality2 app
  • Training materials for volunteers
What does my chapter or credit union need to put on a Bite of Reality event?
  • 10 volunteer adults to play the role of various merchants (per 75 students)
  • 1 hour of on-site preparation on the day of the event
  • 1.5 hours for simulation and debrief
  • 50+ teens (target is grades 8–12)
  • A facilitator
Copyright ©2024 The League of Southeastern Credit Unions & Affiliates | All Rights Reserved | Designed by Growth by Design

The League of Southeastern Credit Unions & Affiliates is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility content or technology used by the LSCU & Affiliates, and/or would like to report barriers to accessing any technology used by the LSCU & Affiliates, including this website, please contact us at webmaster@lscu.coop